13 Easy Ways To Save Money In 2016

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After the holiday season comes the annual spare-change scramble. Having spent so much on gifts and travel, you may be looking at your bank account with a bit of alarm and hysteria. Don’t get too stressed, though — you don’t have to make drastic lifestyle changes to survive. It’s surprisingly easy to save a few nairas here and there; and those nairas quickly add up.

FOOD AND GROCERIES

1. Bring lunch to work

If you spend around N250 every day for lunch, that adds up to nearly N6000 per month for a small convenience. It’s healthier and costs a lot less to make your own food and bring it with you. Fight the food truck urge and use that extra cash for something better.

2. Buy groceries in bulk

It’s no wonder extreme couponers have huge food storage; it’s often much cheaper to buy in bulk than it is to buy pre-packaged foods, especially if you keep an eye on sales and promotions. As an added bonus, bulk foods have less packaging, making this an eco-friendly effort as well.

3. Stick to a shopping list

Grocery stores are built to promote impulse buying. And you probably don’t need those extra snacks after the holidays anyway. If you keep a shopping list and stick to it, you can avoid overspending on unnecessary items.

4. Drink water

If you’ve made a New Year’s resolution to eat healthier, then swapping expensive drinks for water is a good move. You’ll lose weight and save money, too — sodas and energy drinks take from your wallet and add to your thighs.
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